Personal loan costs may be lower than credit cards right now, but that's not the only factor you should weigh.

When it comes to personal loans, the easiest options to secure are the loans that allow borrowers with lower credit scores and lower incomes to qualify. You can use the funds from these loans for emergency expenses,

CNBC Select looked at key factors like loan amounts, interest rates and term lengths to pick the best lenders for small loans.

Personal loans are often used to pay off high-interest credit card debt at a lower rate with fixed monthly payments. Home improvements. Unlike home equity fina

Last week, personal loan rates increased. But you can still snag a reasonable rate, whether you’re looking to finance a home remodeling project, deal with unexpected bills or temporarily improve your cash flow.

Finding a personal loan can be more difficult if you have poor credit, and you might pay higher interest costs